Allah says the people who spend, but they are responsible when they spend. They are responsible when they spend and they are not cheap either. You don't go to the store with your wife to get the cereal & the milk & the vegetables & she's putting milk and you are like, 'you gonna drink all that milk? You need all that milk! Get the small one!' Hey! Don't do that! You know, don't be cheap either. You have to have a balance in the budget.
Let me tell you something, the economic crisis in the world, the fall of the European economy, the fall of the American economy that it's barely recovering from, You know where it came from? It came from people spending irresponsibly & then institutions spending irresponsibly & then government spending irresponsibly & saying we can just put it on credit card, put it on the credit card, put it on the credit card. People got approved for mortgages for their homes far more than they can afford & they said, 'we are approved, go for it!' You get your credit check & you can lease a car, its more expensive than you can afford but hey, I'll just make the minimum payments, I'm okay & people built upon this debt because they didn't spend, they spent outside of their means. Quran is teaching us! Quran is teaching us! That when you spend money, don't spend money that's not in your pocket. Don't take loans. Don't be addicted to your credit card. Don't be like that! Spend within your means. Spend within your budget.
You know, the only time the Muslim gets careful about spending is when they have to give sadaqah! It's the only time; you know, there's a, you know, the box going around & people are collecting saddaqah for the masjid & you say, 'man...electricity bill? Gas? School? There is so much!' The whole budget for your family comes up in front of you. You become a certified professional accountant, You know. But then when you go to the, the video game store or the electronic store & you are buying the new gadget, the new phone; the tablet; or you are buying the movie or whatever, the whole budget doesn't come in front of your eyes. You don't say, 'what about the gas! What about the electricity!' You just spend it! You just spend it!
We have to be responsible spenders. We can’t be cheap and we can’t overspend. A lot of you Masha Allah are doing well financially. So you say to yourself I can afford it. Just because you can afford it doesn’t mean you should spend the money. Your money has other uses. You can help your family. You have a lot of family back home that’s not doing well, you can help them. You have a lot of community over here that’s financially not very well off. You can help them. You can help people get out of debt. Your money can do other good things. Instead of just buying yourself things, you know. You don’t have to get the newest car, you don’t have to! Just get a decent car. I am not saying get a car that, you know … its like, you know, might as well get donkey instead of car that, … No, don’t get that kind of car either, get a decent car. But you don’t have to get like, all blinged out, like a 350 Z with the spinner rims and like you know, neon lights. You know , like slow down when you drive by and chill out dude, just get a normal car, you know. Don’t go crazy!. Don’t pay five times the price to buy the same kind of shirt, because it has the logo on it. You know, it had brand on it. Come on man! They were made in the same factory. They are playing with you! They are messing with you! If you think, you are … , you get some more value when you wear a different brand. Don’t be duped by these things. Be reasonable. You don’t have to … you know, people like to buy at expensive stores and they like to carry the bag from the expensive store and they like to wave it extra more, so you will be like, ‘Ohhhhh ! that store! Okay ya ya this guy! Ummm! They maintain a healthy, normal, responsible budget in between
Commentary by Ustadh Nouman Ali Khan.
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